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Insurance Adjusters In CT

We know that no single approach is the right one for each client. Kend Adjusters’ experienced insurance adjusters in the Fairfield County, CT area are expertly trained in Water and Fire damage from an LLCRC licensed facility. We can diagnose mold and asbestos issues certified with DOT Licenses. Using Xactimate software to produce the highest level of estimation. 

We have numerous vendors from Restoration companies, Structural Engineers, Civil Engineers, Content companies, and Insurance Lawyers. A systematic approach that cannot fail if we stand with our clients to be on a level playing field with the Insurance Companies to maximize your returns.

Insurance Adjusters Come In A Variety Of Forms

There are a few distinct sorts of insurance claims adjusters, and each one will have a different impact on your day-to-day job.

[1]

On Staff Insurance Adjuster

A staff adjuster is employed full-time by a single insurance adjuster business. In general, these jobs pay a salary and come with a variety of perks from the company, such as a pension, life and health insurance, and continuing education opportunities. Staff adjusters work for a single insurance carrier and react to claims for that business. These are often vehicle accident claims.
[2]

Adjuster Who Works Independently

[3]

Adjuster For The Public Interest

Public insurance adjusters represent policyholders directly. If a suggested settlement from an insurer seems to be inappropriate, they assist companies and individuals in filing insurance claims. Public adjusters are often contract workers rather than paid employees.

If you have a huge and difficult claim, or if you can’t seem to reach an agreement with the insurance company, an insurance adjuster is definitely very much necessary. An insurance company isn’t compelled to accept the insurance adjuster’s estimate out of the blue, so more negotiation may be required. At Kend Adjusters, we make sure you get the complete insurance adjustment you deserve!

Police records, witness accounts, images of an occurrence, and property damage are some of the items a claims adjuster gathers. A claims adjuster will interview everybody involved in an event if necessary.

The aims of various kinds of adjusters are varied. A public adjuster, for example, aims to acquire the most insurance for their claimant client, while an insurance company’s staff adjuster or freelance adjuster works in the company’s best interests.

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Taking a closer look, insurance claim adjusters begin by creating a claim file, similar to how a lawyer would create a case file for trial. This claim file will be presented to the insurance company and the policyholder. Photographs and comments from those directly engaged with the claim, as well as testimonials from relevant specialists, are included by insurance claims adjusters. The claims adjusters then add their own opinion on how much the insurance should pay. Let's assume your dog bit someone and you were left with a large medical cost. Before agreeing to help pay, your insurance may send a claims adjuster to take photographs of your home, chat with any witnesses and neighbors, confer with your dog's veterinarian, and maybe even meet with an independent dog trainer.

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01

The Way Insurance Adjusters Handle Claims

They will be doing investigations regardless of the sort of insurance claiming adjuster they are. When an insurance claim is submitted, a claims adjuster is sent to handle the situation. They collect facts and data in order to figure out what happened during the event and arrive at a reasonable settlement amount. Police records, witness accounts, images of an occurrence, and property damage are some of the items a claims adjuster gathers. A claims adjuster will interview everybody involved in an event if necessary. The aims of different kinds of adjusters are varied. A public adjuster, for example, aims to acquire the most insurance for their client, while an insurance company's staff adjuster or freelance adjuster works in the company's best interests.

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02

Claims Adjustment Is A Kind Of Investigational Work